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The Mass Media

The Mass Media

The Mass Media

College students should invest in pet insurance


A UMass Boston student’s dog rests as they receive care at Angell Animal Medical Center in Boston.

Every student who is an owner of a common house pet such as a cat, dog or rabbit should consider investing in pet insurance to save themselves money in the long run. Animals can be very expensive to care for—between vet visits, food, supplies such as a leash and collar, and more—it is an investment when you adopt an animal into your life.

Pet insurance is useful to students in particular because it can save them in a time of urgent need. If your dog gets into a pan of brownies, instead of costing you $5,000 out of pocket, it will cost you only a fraction of that price. While it costs money upfront to pay for pet insurance monthly, it could save you thousands if your pet is ever in a time of crisis.

If your pet isn’t a big fan of human food and you’re not worried about them ingesting anything abnormal, pet insurance can still be a smart investment because of the endless amount of other situations that pets find themselves needing extra help in. You never know what could happen until it happens, so it’s important to be proactive.

When your pet is sick, you should worry about them feeling better—not about how much it’s going to hurt your pockets along the way. While pet insurance is a monthly cost, it alleviates the stress of future “what if” situations. 

If you do research in finding the best fitting pet insurance for your situation, you’ll likely be surprised at how affordable it can be. The cheaper end of pet insurance for a dog costs between $25-$35 a month. For cats, it can be as low as $10-$15 a month. Pet insurance for a rabbit can be as cheap as $10, and get as high as $35 a month depending on the pet’s age, history and more. It is important to note that the cheaper end of pet insurance will not cover everything—routine vet visits will most likely cost you out of pocket. That does not mean that it’s not worth it for students to invest in, however.

Owning a pet is a huge responsibility. An entire being relies on you for everything: their food, going to the bathroom and to be their companion and bring them joy—just as much as they do for you. It takes up a lot of time and energy, but it is also an extremely rewarding relationship that has endless love to give. 

Because of the close bonds humans form with their pets, most people would respond to their pet needing urgent attention and care by doing anything possible to try to help alleviate their pain. However, emergency care gets very expensive very quickly. You never want to be in a situation where you have to take out a loan or credit card to pay for your pet’s emergency surgery. Avoid the stress and anxiety that comes along with hefty vet bills by investing in pet insurance. 

Finding pet insurance is easy and can be done through a simple google search. While it can be annoying to have to give your information away to a bunch of insurance companies, it’s important to compare rates from different companies to find the best deal.

About the Contributor
Grace Smith, Editor-in-Chief