Around the office, I’ve been hearing a lot about people needing to save money but either don’t how to or are just unable to stop shopping, or some combination thereof. But why worry when you can save without really thinking about it? The following app has helped me get tenfold better at dealing with money. The number of times I have looked at my checking account and had miniature heart attack because I have the memory of a fishing net only to remember: “Oh, wait, I have that app and I’m saving, woo!” 

It’s called DigIt, and it’s free to try for 30 days. After that it’s just $3 a month, the price of a coffee at our beautiful new Dunkin’ (sorry, no excuses, you addicts!). You can make as many categories and, using an algorithm according to your spending patterns, every weekday it takes out however much it can, and distributes it over the number of categories. You can give each goal a deadline or choose not to have a date for it at all, and it will go by that wish and just keep saving for that category goal. Emojis, either chosen from default or copied and pasted in, serve to represent each goal for even quicker representation. If you’re lazy enough, there are default options from the app with which you can text DigIt for an idea of where you are at in each category.

I’ve managed to save a total of at least $1,000 with this app; a miracle in itself even watching that number come into existence as the app is another thing I check on and track weekly. Temptation? Not with this: the idea that it actually is helping me save keeps me from shelling out before my goals complete themselves. Scared of breaking the bank? You can set a minimum, so DigIt will stop saving if the account you have connected to this ever falls below a certain number. I have mine set to a safe enough $100, low but not low enough I have a reason to full-on freak out. But you don’t have to set this, or an account minimum. Forget to set one, though? That’s okay. DigIt has an overdraft reimbursement in the off chance it saves too much.

Don’t think DigIt is saving enough for you in a certain category? You can go into that goal and ask it to “boost,” and put in a number of your choosing to give that category the leg up it might be in need of. Need some extra dough? Each category has the option from which to “withdraw” and the money is back into your checking account as early as the next business day. There’s also a default goal called “Rainy Day” for those goals you don’t have in mind but just want to see yourself saving.

I could honestly go on gushing about this miracle, but I’ll stop here. You can check out the app at https://digit.co, and it has an Android and iOS app. Why not start now as your resolution for the new year after all that holiday shopping?